diff --git a/acme/account.go b/acme/account.go
index 2e4526d75..cced2c0a4 100644
--- a/acme/account.go
+++ b/acme/account.go
@@ -222,6 +222,24 @@ func (dc *DomainsCertificates) exists(domainToFind Domain) (*DomainsCertificate,
 	return nil, false
 }
 
+func (dc *DomainsCertificates) toDomainsMap() map[string]*tls.Certificate {
+	domainsCertificatesMap := make(map[string]*tls.Certificate)
+	for _, domainCertificate := range dc.Certs {
+		certKey := domainCertificate.Domains.Main
+		if domainCertificate.Domains.SANs != nil {
+			sort.Strings(domainCertificate.Domains.SANs)
+			for _, dnsName := range domainCertificate.Domains.SANs {
+				if dnsName != domainCertificate.Domains.Main {
+					certKey += fmt.Sprintf(",%s", dnsName)
+				}
+			}
+
+		}
+		domainsCertificatesMap[certKey] = domainCertificate.tlsCert
+	}
+	return domainsCertificatesMap
+}
+
 // DomainsCertificate contains a certificate for multiple domains
 type DomainsCertificate struct {
 	Domains     Domain
diff --git a/acme/acme.go b/acme/acme.go
index 6dacdb90c..bffe03542 100644
--- a/acme/acme.go
+++ b/acme/acme.go
@@ -391,7 +391,7 @@ func (a *ACME) getCertificate(clientHello *tls.ClientHelloInfo) (*tls.Certificat
 	domain := types.CanonicalDomain(clientHello.ServerName)
 	account := a.store.Get().(*Account)
 
-	if providedCertificate := a.getProvidedCertificate([]string{domain}); providedCertificate != nil {
+	if providedCertificate := a.getProvidedCertificate(domain); providedCertificate != nil {
 		return providedCertificate, nil
 	}
 
@@ -625,11 +625,6 @@ func (a *ACME) LoadCertificateForDomains(domains []string) {
 
 		domains = fun.Map(types.CanonicalDomain, domains).([]string)
 
-		// Check provided certificates
-		if a.getProvidedCertificate(domains) != nil {
-			return
-		}
-
 		operation := func() error {
 			if a.client == nil {
 				return errors.New("ACME client still not built")
@@ -647,32 +642,34 @@ func (a *ACME) LoadCertificateForDomains(domains []string) {
 			return
 		}
 		account := a.store.Get().(*Account)
-		var domain Domain
-		if len(domains) > 1 {
-			domain = Domain{Main: domains[0], SANs: domains[1:]}
-		} else {
-			domain = Domain{Main: domains[0]}
-		}
-		if _, exists := account.DomainsCertificate.exists(domain); exists {
-			// domain already exists
+
+		// Check provided certificates
+		uncheckedDomains := a.getUncheckedDomains(domains, account)
+		if len(uncheckedDomains) == 0 {
 			return
 		}
-		certificate, err := a.getDomainsCertificates(domains)
+		certificate, err := a.getDomainsCertificates(uncheckedDomains)
 		if err != nil {
-			log.Errorf("Error getting ACME certificates %+v : %v", domains, err)
+			log.Errorf("Error getting ACME certificates %+v : %v", uncheckedDomains, err)
 			return
 		}
-		log.Debugf("Got certificate for domains %+v", domains)
+		log.Debugf("Got certificate for domains %+v", uncheckedDomains)
 		transaction, object, err := a.store.Begin()
 
 		if err != nil {
-			log.Errorf("Error creating transaction %+v : %v", domains, err)
+			log.Errorf("Error creating transaction %+v : %v", uncheckedDomains, err)
 			return
 		}
+		var domain Domain
+		if len(uncheckedDomains) > 1 {
+			domain = Domain{Main: uncheckedDomains[0], SANs: uncheckedDomains[1:]}
+		} else {
+			domain = Domain{Main: uncheckedDomains[0]}
+		}
 		account = object.(*Account)
 		_, err = account.DomainsCertificate.addCertificateForDomains(certificate, domain)
 		if err != nil {
-			log.Errorf("Error adding ACME certificates %+v : %v", domains, err)
+			log.Errorf("Error adding ACME certificates %+v : %v", uncheckedDomains, err)
 			return
 		}
 		if err = transaction.Commit(account); err != nil {
@@ -684,36 +681,95 @@ func (a *ACME) LoadCertificateForDomains(domains []string) {
 
 // Get provided certificate which check a domains list (Main and SANs)
 // from static and dynamic provided certificates
-func (a *ACME) getProvidedCertificate(domains []string) *tls.Certificate {
+func (a *ACME) getProvidedCertificate(domains string) *tls.Certificate {
 	log.Debugf("Looking for provided certificate to validate %s...", domains)
 	cert := searchProvidedCertificateForDomains(domains, a.TLSConfig.NameToCertificate)
 	if cert == nil && a.dynamicCerts != nil && a.dynamicCerts.Get() != nil {
 		cert = searchProvidedCertificateForDomains(domains, a.dynamicCerts.Get().(*traefikTls.DomainsCertificates).Get().(map[string]*tls.Certificate))
 	}
-	log.Debugf("No provided certificate found for domains %s, get ACME certificate.", domains)
+	if cert == nil {
+		log.Debugf("No provided certificate found for domains %s, get ACME certificate.", domains)
+	}
 	return cert
 }
 
-func searchProvidedCertificateForDomains(domains []string, certs map[string]*tls.Certificate) *tls.Certificate {
+func searchProvidedCertificateForDomains(domain string, certs map[string]*tls.Certificate) *tls.Certificate {
 	// Use regex to test for provided certs that might have been added into TLSConfig
-	providedCertMatch := false
-	for k := range certs {
-		selector := "^" + strings.Replace(k, "*.", "[^\\.]*\\.?", -1) + "$"
-		for _, domainToCheck := range domains {
-			providedCertMatch, _ = regexp.MatchString(selector, domainToCheck)
-			if !providedCertMatch {
+	for certDomains := range certs {
+		domainCheck := false
+		for _, certDomain := range strings.Split(certDomains, ",") {
+			selector := "^" + strings.Replace(certDomain, "*.", "[^\\.]*\\.?", -1) + "$"
+			domainCheck, _ = regexp.MatchString(selector, domain)
+			if domainCheck {
 				break
 			}
 		}
-		if providedCertMatch {
-			log.Debugf("Got provided certificate for domains %s", domains)
-			return certs[k]
-
+		if domainCheck {
+			log.Debugf("Domain %q checked by provided certificate %q", domain, certDomains)
+			return certs[certDomains]
 		}
 	}
 	return nil
 }
 
+// Get provided certificate which check a domains list (Main and SANs)
+// from static and dynamic provided certificates
+func (a *ACME) getUncheckedDomains(domains []string, account *Account) []string {
+	log.Debugf("Looking for provided certificate to validate %s...", domains)
+	allCerts := make(map[string]*tls.Certificate)
+
+	// Get static certificates
+	for domains, certificate := range a.TLSConfig.NameToCertificate {
+		allCerts[domains] = certificate
+	}
+
+	// Get dynamic certificates
+	if a.dynamicCerts != nil && a.dynamicCerts.Get() != nil {
+		for domains, certificate := range a.dynamicCerts.Get().(*traefikTls.DomainsCertificates).Get().(map[string]*tls.Certificate) {
+			allCerts[domains] = certificate
+		}
+	}
+
+	// Get ACME certificates
+	if account != nil {
+		for domains, certificate := range account.DomainsCertificate.toDomainsMap() {
+			allCerts[domains] = certificate
+		}
+	}
+
+	return searchUncheckedDomains(domains, allCerts)
+}
+
+func searchUncheckedDomains(domains []string, certs map[string]*tls.Certificate) []string {
+	uncheckedDomains := []string{}
+	for _, domainToCheck := range domains {
+		domainCheck := false
+		for certDomains := range certs {
+			domainCheck = false
+			for _, certDomain := range strings.Split(certDomains, ",") {
+				// Use regex to test for provided certs that might have been added into TLSConfig
+				selector := "^" + strings.Replace(certDomain, "*.", "[^\\.]*\\.?", -1) + "$"
+				domainCheck, _ = regexp.MatchString(selector, domainToCheck)
+				if domainCheck {
+					break
+				}
+			}
+			if domainCheck {
+				break
+			}
+		}
+		if !domainCheck {
+			uncheckedDomains = append(uncheckedDomains, domainToCheck)
+		}
+	}
+	if len(uncheckedDomains) == 0 {
+		log.Debugf("No ACME certificate to generate for domains %q.", domains)
+	} else {
+		log.Debugf("Domains %q need ACME certificates generation for domains %q.", domains, strings.Join(uncheckedDomains, ","))
+	}
+	return uncheckedDomains
+}
+
 func (a *ACME) getDomainsCertificates(domains []string) (*Certificate, error) {
 	domains = fun.Map(types.CanonicalDomain, domains).([]string)
 	log.Debugf("Loading ACME certificates %s...", domains)
diff --git a/acme/acme_test.go b/acme/acme_test.go
index 3498e7b9f..db828e708 100644
--- a/acme/acme_test.go
+++ b/acme/acme_test.go
@@ -281,7 +281,7 @@ cijFkALeQp/qyeXdFld2v9gUN3eCgljgcl0QweRoIc=---`)
 	}
 }
 
-func TestAcme_getProvidedCertificate(t *testing.T) {
+func TestAcme_getUncheckedCertificates(t *testing.T) {
 	mm := make(map[string]*tls.Certificate)
 	mm["*.containo.us"] = &tls.Certificate{}
 	mm["traefik.acme.io"] = &tls.Certificate{}
@@ -289,9 +289,36 @@ func TestAcme_getProvidedCertificate(t *testing.T) {
 	a := ACME{TLSConfig: &tls.Config{NameToCertificate: mm}}
 
 	domains := []string{"traefik.containo.us", "trae.containo.us"}
-	certificate := a.getProvidedCertificate(domains)
-	assert.NotNil(t, certificate)
+	uncheckedDomains := a.getUncheckedDomains(domains, nil)
+	assert.Empty(t, uncheckedDomains)
 	domains = []string{"traefik.acme.io", "trae.acme.io"}
-	certificate = a.getProvidedCertificate(domains)
+	uncheckedDomains = a.getUncheckedDomains(domains, nil)
+	assert.Len(t, uncheckedDomains, 1)
+	domainsCertificates := DomainsCertificates{Certs: []*DomainsCertificate{
+		{
+			tlsCert: &tls.Certificate{},
+			Domains: Domain{
+				Main: "*.acme.wtf",
+				SANs: []string{"trae.acme.io"},
+			},
+		},
+	}}
+	account := Account{DomainsCertificate: domainsCertificates}
+	uncheckedDomains = a.getUncheckedDomains(domains, &account)
+	assert.Empty(t, uncheckedDomains)
+}
+
+func TestAcme_getProvidedCertificate(t *testing.T) {
+	mm := make(map[string]*tls.Certificate)
+	mm["*.containo.us"] = &tls.Certificate{}
+	mm["traefik.acme.io"] = &tls.Certificate{}
+
+	a := ACME{TLSConfig: &tls.Config{NameToCertificate: mm}}
+
+	domain := "traefik.containo.us"
+	certificate := a.getProvidedCertificate(domain)
+	assert.NotNil(t, certificate)
+	domain = "trae.acme.io"
+	certificate = a.getProvidedCertificate(domain)
 	assert.Nil(t, certificate)
 }